New Rules at RESPA
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For the first time in more than thirty years, the U.S. Department of Housing and Urban Development announced changes to the regulatory requirements governed by RESPA, the Real Estate Settlement procedures Act. Of great note is a requirement that all lenders provide borrowers with a standard plain-language Good Faith Estimate. There are also changes to the HUD settlement statement as well.
For more information, the Department's press release can be viewed here.
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